Meet the BHK Team

Our welcoming team at BHK Insurance aim to deliver insurance which provides real value for you or your business, whether you’re in Essex or beyond.


Brett Ridley | Managing Director

Direct Dial01702 718829

Having started working in insurance in 1995 I progressed from the traditional “office Junior” through various roles to my current position, I started BHK Insurance Services in 2006 from a desk in an accountants office.

I am married with children, I like to read, travel, fish and socialise with friends and family,  my favourite activity is watching my favourite team Tottenham Hotspur.


Jon Fulcher | Branch Manager

Direct Dial | 01702 718828
Email |

I have worked in insurance for over 20 years’ during which I have worked for brokers and insurers understanding the needs of clients and insurers requirements. I have been with BHK since 2016.

My favourite pastime is to watch football and I am an avid Liverpool fan.


Steve Bishop | Executive Consultant

Direct Dial | 01702 718822

I have nearly 50 years’ experience in varied insurance roles, having started my career as a trainee liability underwriter at New Zealand insurance in 1973 through to managing branches of some of the largest brokers in the UK.

In my free time I like to fish and watch Tottenham Hotspur.


Tonia Warder | Accounts Assistant

Direct Dial | 01702 718823

Originally trained as bookkeeper for a local accountancy firm until I had my first child, I then joined BHK Insurance Services in 2013 as an accounts assistant and PA to Brett, I have since progressed my role to learn more about the insurance world from general administration duties to assisting in fleet/liability renewals.

I have 2 young children and with any free time that is left I like to spend it making DIY improvements on our home that we recently bought, taking long family walks in our local woods.